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Credit Manager
Centrum Housing Finance (CHFL)
Visakhapatnam, Andhra Pradesh, India · Jornada completa
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- Experiencia
- Cualquier
- Salario
- —
- Vacantes
- 1
- Al corriente
- Hace 6 horas
- Modo de trabajo
- En la oficina
- Educación
- Cualquier graduado
- Elegibilidad
- Any graduate is eligible to apply.
- Reanudar
- Se requiere solicitud
Dónde trabajarás
Descripción del trabajo
About Centrum Housing Finance Limited (CHFL)
Centrum Housing Finance Limited is a professionally managed financial institution dedicated to serving middle-class India. It focuses on providing financial inclusion for Lower and Middle Income (LMI) families by offering hassle-free, long-term housing finance solutions.
Job Responsibilities
- Monitor portfolio distribution, concentration, and assess risk levels across products, geographies, and programs.
- Evaluate portfolio performance and identify associated risks.
- Engage in direct discussions with customers to evaluate their repayment willingness and capacity.
- Compare budgeted credit losses against actual losses, monitoring early warning signs and recommending policy adjustments as needed.
- Oversee adherence to credit underwriting policies and frameworks.
- Initiate appropriate flags and proposals in alignment with various categories and schemes.
- Ensure timely processing from application inward to sanction, adhering to turnaround time (TAT) standards.
- Conduct thorough examination of all customer documents and internal/external verification reports; report any negative findings in writing to the Assistant Credit Manager (ACM) or reporting manager.
- Lead and supervise a team of Credit Processing Assistants (CPAs), tracking their performance and productivity.
Eligibility and Requirements
Candidates must hold at least a Graduate degree and possess strong knowledge in credit management within the housing finance sector.