Business Banking Direct Sales Agent

About BSF

Banque Saudi Fransi (BSF) stands as a premier financial institution, merging Saudi leadership with global standards. From the outset, it aims to empower ambition, support growth, and help shape enduring legacies. Join a vibrant team driving progress for individuals, enterprises, and communities.

BSF Core Values

• Prioritizing the needs of people, customers, shareholders, and society over personal agendas, fostering a protective community spirit.
• Maintaining honesty and authenticity, even in challenging circumstances, without personal bias.
• Putting collective success before individual ego and valuing collaboration.
• Committing to simplicity and enabling success by minimizing complexity and micromanagement.
• Embracing ambition and a passion for winning in hearts and minds of stakeholders.
• Balancing long-term thinking with swift decision-making and action-oriented mindset.

Position Location

This role is based in Riyadh, Saudi Arabia.

Role Overview and Responsibilities

The position focuses on acquiring Business Banking customers via direct sales and promoting banking products and services. The goal is to establish strong customer relationships, ensure smooth onboarding, attain performance goals, and adhere to compliance standards.

Main Duties

• Lead Generation & Customer Acquisition: Organize and carry out daily sales duties including customer visits and prospecting to meet sales goals; identify new-to-bank customers through fieldwork and referrals; maintain a robust sales pipeline by spotting business prospects locally; track market trends and relay insights to leadership.
• Product Promotion & Sales: Recommend and market bank offerings aligned with client needs; boost adoption of business accounts, POS systems, payroll, lending, and other banking products; proactively cross-sell to increase product usage; engage in campaigns and promotional events to raise awareness and acquisition.
• Customer Onboarding & Service Quality: Cultivate enduring relationships with prospects and existing customers for repeat and referral business; clearly communicate product details including features, costs, and qualifications; assist customers through account opening ensuring seamless experience; handle and verify customer documents complying with regulatory demands; ensure accurate and complete submissions; keep clients informed throughout onboarding; address feedback and resolve issues promptly.
• Risk Management, Compliance & Governance: Adhere strictly to bank policies, regulatory mandates, and internal controls; complete thorough customer due diligence (KYC) before processing applications; safeguard confidential information and documents; promptly report any operational, compliance, or fraud issues; keep meticulous sales records and submit timely reports.

Required Qualifications & Experience

• 1 to 4 years of direct, field-based sales experience within Saudi Arabia, preferably in direct sales roles.
• Familiarity with selling merchant acquiring products like POS terminals, business banking accounts, payroll services, lending products, and new-to-bank accounts is advantageous.
• Prior experience working with SME clients in Saudi Arabia is preferred.
• Must possess at least a High School Certificate.