Sales Executive

Job Description

We are seeking a motivated Sales Executive to join our team. The primary role involves selling banking products, specifically credit cards, and achieving monthly sales targets. You will be responsible for generating leads through various channels including field sales, referrals, and direct customer engagement. A key part of the role includes clearly explaining product features, benefits, and terms to potential customers, as well as assisting them with the application process and ensuring all documentation is compliant with KYC regulations. You will also be tasked with verifying customer documents, following up on application statuses, and nurturing customer relationships to encourage repeat business and referrals. Maintaining accurate daily sales reports and customer records is essential. Collaboration with internal teams for seamless processing and onboarding is expected. Adherence to banking policies, regulations, and data confidentiality standards is mandatory. You will participate in sales campaigns, promotions, and outdoor marketing activities, staying informed about product updates and competitor activities. Handling customer inquiries and providing effective resolutions is also a core responsibility, aiming to meet both sales volume and quality objectives.

Preferred Experience

A minimum of 1 to 3 years of experience in banking sales, financial services, credit card sales, or direct sales is preferred.

Qualification

A Bachelor's Degree in Business, Finance, Marketing, or a related field is preferred.

Skills & Abilities

• Proficiency in selling banking products.
• Solid understanding of banking products, their features, and eligibility requirements.
• Exceptional communication and interpersonal skills.
• Strong negotiation and persuasive abilities.
• Familiarity with KYC procedures and fundamental banking compliance.
• Capability to manage customer inquiries and address objections effectively.
• Effective follow-up and pipeline management techniques.
• Proven ability to meet monthly sales targets.
• Competence in using MS Office and basic CRM systems.
• Resilience to work under pressure and meet deadlines.
• Fluency in English; knowledge of additional languages is a plus.
• A professional demeanor and a customer-centric approach.

Additional Information

This role requires active participation in sales campaigns, promotions, and outdoor marketing activities. Staying updated on the latest banking products, offers, and competitor landscape is crucial for success.