Credit Risk Analyst

Overview

This is a contract opportunity for a Credit Investment Analyst working remotely from the United Kingdom. The role centers on assessing a wide range of credit and debt investments and supporting portfolio decisions with rigorous analysis. The expected commitment is 10 to 40 hours each week, and the compensation is set at $100 to $200 per hour.

Key Responsibilities

• Apply strong expertise in credit and debt investing to assess instruments such as high-yield bonds, leveraged loans, and structured credit products.
• Perform detailed underwriting and due diligence, with attention to capital structure, covenant terms, and liquidity position to shape investment recommendations.
• Build and improve cash flow, three-statement, LBO, and downside or stress-case models to evaluate default exposure, recovery expectations, sponsor strength, and refinancing risk.
• Examine spreads, yields, and relative value across public and private credit opportunities to support portfolio construction with attractive risk-adjusted returns.
• Review legal agreements and documentation carefully, especially covenant packages and credit protections.
• Work closely with the client team to provide clear, insightful written and verbal analysis that informs investment decisions.

Required Background

• At least 2 years of experience in credit investing, underwriting, leveraged finance, or a similar field, including direct exposure to transactions and investment recommendations.
• Strong ability to evaluate cash flow statements, debt structures, covenants, and liquidity for leveraged and private credit situations.
• Advanced financial modeling skills, including three-statement, LBO, downside, and stress-testing scenarios.
• Good understanding of default risk, recovery analysis, refinancing risk, and sponsor assessment.
• Capability to judge spreads, yields, relative value, and risk-adjusted return potential in a portfolio construction setting.

Additional Information

Application steps mentioned for this role include an initial application, email follow-up for next steps, and participation in resume review and interview stages.

Terms

This is a contract role with remote work arrangements. The listed compensation is $100 to $200 per hour, and the expected weekly workload is 10 to 40 hours.