Lead Manager - Underwriting (P&C)

About the company

Qatar Insurance Company Q.S.P.C. (QIC Group) is a publicly listed insurer with more than 60 years of steady performance and underwriting reach across global markets. Established in 1964, it became the first local insurance company in Qatar. The organization now leads the Qatari market and holds a strong position across the GCC and MENA regions. It is among the largest insurers in the region by written premium and total assets, is listed on the Qatar Stock Exchange, and has a market value above QAR 7 billion. QIC also operates as Qatar’s first digital insurance company and was recognized as the best online insurance company in the Middle East at the Global Banking & Finance Review Awards 2022.

Role overview

This position is responsible for leading property, engineering, casualty, and general accident underwriting operations, ensuring profitable portfolio growth, strong client service, and disciplined technical execution within a large general insurance environment.

Key responsibilities

• Manage the daily underwriting business for property, engineering, and casualty lines in a large general insurance setup.
• Supervise, guide, and mentor Underwriting Managers, Assistant Underwriting Managers, and Underwriting Officers in their day-to-day work.
• Build and maintain strong relationships with corporate clients and brokers to improve retention, strengthen customer stickiness, support profitable growth, and deliver high service standards.
• Work closely with reinsurance, claims, actuarial, finance, accounts, legal, and compliance teams to keep operations running smoothly.
• Use established relationships with reinsurance brokers and underwriters in London, DIFC, and Singapore to support competitive placements and terms.
• Underwrite quality risks within delegated authority and arrange facultative reinsurance wherever needed.
• Review policy wordings, endorsements, and contract terms, ensuring technical correctness and compliance with treaty and facultative reinsurance conditions, operating manuals, and delegated authorities.
• Handle audit queries, monitor documentation turnaround, and contribute to digitization initiatives and MIS reporting.
• Evaluate risks and issue quotations in line with underwriting guidelines and reinsurance arrangements.
• Lead negotiations on significant accounts with clients and insurance brokers.
• Deliver department goals related to top-line growth and bottom-line profitability.
• Ensure adherence to underwriting standards, internal processes, and audit requirements.
• Bring strong analytical judgment to manage complex insurance programs.

Requirements

• Proven background in overseeing day-to-day Property, Engineering, and Casualty underwriting operations in a major general insurance company.
• At least 15 years of experience in multi-line underwriting, with primary exposure to Property and Engineering.
• Additional experience in Casualty, Liability, and General Accident lines will be an advantage.
• Minimum 10 years of leadership experience, including managing a team of at least 10 people across underwriting manager, assistant manager, and officer levels.
• Track record of managing large portfolios profitably over a meaningful period.
• Current employment tenure of less than 7 years in the present organization is not preferred.
• GCC market experience is strongly preferred.
• BTech or Engineering graduates will be preferred.
• ACII, Dip CII, or FIII is the minimum insurance qualification required.
• Strong technical insurance expertise and marketing capability.
• Solid knowledge of insurance products and services.
• Experience handling corporate accounts.
• Excellent interpersonal and communication abilities.
• Ability to stay composed under pressure and work tactfully with stakeholders.
• Strong negotiation skills and proven leadership capability.
• Ability to understand and manage complex insurance programs.

Technical competencies

• Underwriting expertise
• Insurance product knowledge
• Corporate account management
• Client relationship management
• Reinsurance coordination
• Risk assessment
• Negotiation
• Team leadership
• Compliance and audit awareness
• Analytical thinking
• MIS reporting
• Documentation review

Additional information

This role focuses on achieving profitable growth, maintaining technical discipline, supporting operational digitization, and ensuring smooth collaboration across internal and external stakeholders in a senior underwriting leadership environment.