Analyst, Risk and Controls

About the Company

Moladin is a leading Indonesian asset-backed SME lending platform focused on financing used cars and property to help small and medium businesses access capital quickly and securely. The company uses AI and IoT to scale underwriting, has been described as one of the fastest-growing players in its segment, and is supported by DST Global, Ares Management, and Peak XV Ventures. Its broader mobility fintech offering serves the used car and EV ecosystem, with a large agent and dealer network, nationwide infrastructure across more than 100 cities, and regulated financing operations in Indonesia.

Role Overview

This is a full-time, in-office role based in Singapore, where you will support risk activities for the dealer financing business. The position covers several parts of the lending workflow, including dealer onboarding, vehicle appraisal, pre-disbursement review, document checks, and loan monitoring.

What You Will Do

• Partner with teams across the business to review and improve systems, processes, control points, and risk rules across the onboarding and transaction journey.
• Create and maintain metrics for key stages of the onboarding and transaction funnel, and build a structured approach for tracking and analyzing data over time.
• Use data analysis to identify insights that strengthen decision-making and help improve the business’s balance between growth and risk.
• Work closely with the local Indonesia team to streamline and systemize processes, including building trackers, introducing automation, and helping teams adopt new tools and workflows.
• Prepare management updates, reporting materials, and investor communication documents related to the dealer financing business when required.

Working Style

The company operates like a fast-moving startup, so the role may change as business priorities evolve. Candidates should be comfortable with change, eager to take on new challenges, and ready to work in a highly dynamic environment. The culture is flat, open, and initiative-led, with frequent interaction with senior leaders and experienced industry experts.

Requirements

• Open to recent graduates, final-year students, and fresh undergraduates.
• Strong critical thinking skills and the ability to work with large datasets.
• High motivation to solve problems and create measurable impact.
• Solid research skills and strong analytical ability.
• Ability to collaborate effectively in a team, including across cultures with colleagues in Indonesia.
• Resourceful approach to resolving issues quickly and efficiently.
• Comfortable working in a very fast-paced and changing environment.
• A bachelor’s degree with First or Second Class Upper Honours is preferred.

Application Instructions

Interested candidates should send their CV to the email address mentioned in the posting.

About Moladin

Moladin also describes itself as a mobility fintech platform offering end-to-end financing for the used car and EV ecosystem. It supports a network of more than 26,000 active used car agents and dealer MSMEs, improves financing access through digitized underwriting, and works with major auto financing partners in Indonesia. The company’s vision is to be a positive driving force for the mobility of the people it serves.

Additional Information

This role is for a full-time in-office position in Singapore supporting dealer financing operations. The original posting included a reference to the company website for more information and noted that the role is powered by an external recruiting platform.