Credit Assessor

About Skip Loans

Skip Loans is an Australian home loan lender on a mission to help more people get into homes sooner. Its focus is on low-deposit home loans, aimed at giving buyers a faster route to ownership instead of spending years saving a large deposit while prices continue to rise.

The business is supported by major US venture capital firms, international credit partners, and well-known Australian investors, including Daniel Petre AO and Ed Robinson. The company is growing rapidly, with a loan book that has expanded strongly year on year, active distribution partnerships, solid credit results, and new products in the pipeline.

Skip is a fast-moving team that values customer experience, initiative, and accountability. It suits people who enjoy solving important problems, making a real impact, and taking ownership of their work.

Credit Team Mission

The credit team exists to make accurate, policy-compliant mortgage credit decisions efficiently, while helping shape a modern, AI-enabled, customer-focused credit process in a high-growth startup environment.

The purpose of the role is to safeguard credit quality, support responsible growth, and improve the customer journey through strong assessment capability, ownership, and ongoing process improvement.

About the Role

As a Credit Assessor, you will handle mortgage loan applications end to end for new home loans. Your work will ensure lending outcomes are completed in line with the company’s credit policy.

This role is well suited to someone with mortgage credit assessment experience who wants to work in a fast-paced, entrepreneurial environment alongside experienced credit professionals. You will be able to contribute immediately using your current assessment expertise while continuing to broaden your knowledge and capability.

Key Responsibilities

• Manage new mortgage applications from start to finish.
• Make sure lending decisions align with Skip’s credit policy.
• Own applications through the full journey, from submission to settlement.
• Apply sound credit risk judgement to deliver consistent, accurate, and timely outcomes.
• Help refine and improve internal workflows for the credit assessment function.
• Partner with engineering teams to introduce automation and technology improvements that boost efficiency.
• Work closely with Customer Operations to support a strong customer experience.

What You Will Bring

• At least 1 to 2 years of recent experience assessing residential mortgage loans, including holding individual approval delegations.
• Strong analytical and problem-solving ability, with a practical, solutions-focused approach.
• Capability to learn multiple lending policies and processes and apply them in parallel when needed.
• A curious, technology-first mindset, with confidence in quickly learning new systems and platforms.

Why Join Us

• Competitive compensation, including salary packaging and an Employee Share Option Plan (ESOP), so you can share in the company’s success.
• Real opportunity to make an impact, contribute ideas, and help shape the direction of the business.
• Strong career growth potential in a company that is expanding quickly.
• A collaborative team environment with supportive colleagues who value initiative and shared success.
• Flexible work arrangements, with an office in Sydney and remote hiring available outside Sydney in South Australia, Queensland, or Victoria.

Working Arrangement

This position is full time and remote. While the business has a Sydney office with flexible working, remote hiring is open for candidates based in South Australia, Queensland, or Victoria outside Sydney.

Additional Information

No vacancy count, salary figure, start date, application deadline, or application instructions were provided in the source.