Credit Analyst

Role overview

Cathay United Bank is seeking a Credit Analyst in Singapore to support credit evaluation for corporate borrowing customers across the bank’s Corporate Banking portfolio. The coverage includes Aviation, Shipping, Financial Institutions, Middle Market and General Corporates.

What you will do

• Review historical and current financial statements and assess business performance.
• Build financial models and forecast projections using sensible assumptions.
• Draft credit reports and projection papers to support lending and credit decisions.
• Work closely with the Corporate Banking team to examine forecasts and supporting information.
• Carry out analysis of industries and specific market sectors.

Requirements

• A bachelor’s degree in Business or another relevant field is required.
• You should have at least 5 years of experience in credit analysis, preferably from banking or audit environments.
• Strong knowledge of accounting concepts and financial analysis is essential.
• Applicants need strong presentation ability and the confidence to influence and persuade others.
• The role requires someone who can manage multiple priorities and deliver under tight deadlines.
• Fluency in both spoken and written English and Chinese is necessary for communication with headquarters counterparts who speak Chinese.
• Candidates with a background in MMFI or general corporate lending will be viewed favorably.
• Fresh graduates with internship experience in credit analysis may also be considered.

Additional information

This is a full-time onsite position based in Singapore. No salary, openings, or start-date details were provided in the source information.