Conventional Underwriter I

Overview

PRMG is looking for experienced Underwriters who can contribute to a stable, collaborative mortgage lending environment. This role supports remote work from anywhere in the United States and is designed for professionals who value balance, teamwork, and long-term growth. The company highlights a strong retention culture, with a large share of operational staff having been with PRMG for more than a decade, and uses a pod-based structure to help Underwriters succeed in a supportive setting.

Benefits

Full-time employees and their dependents may access a broad benefits package, subject to eligibility, elections, and employee premium contributions. Available offerings include medical, dental, vision, life insurance, short-term disability, long-term disability, HSA, FSA, and other benefit products. New hires can enroll in company-sponsored Medical, Dental, Life, and Voluntary plans starting on the first day of the month after hire. After 60 days of employment, eligibility begins for the 401(k) plan on the first day of the following month. Eligible employees can also use the company’s internal and external job portals to seek transfers to other roles or departments.

Responsibilities

• Review mortgage loan files in detail to confirm they meet company and investor standards.
• Assess the full credit package and collateral for residential mortgage loans to ensure the file meets investment-quality expectations.
• Verify calculation accuracy and data consistency, and complete all required underwriting worksheets in the Fast Trac 360 Resource Center.
• Support onboarding and development by helping train new underwriters.
• Escalate loan recommendations to the underwriting manager when a file exceeds personal approval authority.
• Maintain target productivity and follow the company’s 48-hour underwriting decision turnaround and 24-hour condition-clearing turnaround expectations.
• Aim to complete three underwriting decisions per day within assigned timelines.
• Communicate underwriting outcomes clearly to relevant parties, both verbally and in writing.
• Keep underwriting activity logs current and submit a monthly report to the underwriting manager.
• Serve as a resource for processors and correspondents who need guidance on underwriting rules or specific loan questions.
• Respond promptly to post-closing reviews and audits.
• Carry out other duties assigned by the Underwriter or Operations Manager.

Requirements

• At least 3 years of mortgage underwriting experience with a strong command of underwriting standards.
• Hands-on experience underwriting private investor and private mortgage insurance guidelines.
• Strong relationship-building and interpersonal communication abilities.
• Excellent attention to detail, organization, and follow-through.
• Well-developed analytical, written, and verbal communication skills.
• Comfortable using technology and underwriting-related systems.
• Bachelor’s degree in a related discipline or equivalent professional experience.

Equal Opportunity

PRMG states that it values a diverse workforce and provides equal employment opportunities. Hiring and workplace decisions are made without discrimination or harassment based on race, color, religion, age, sex, national origin, disability, marital status, veteran status, sexual orientation, gender identity or expression, or any other legally protected characteristic.

Compensation

The listed salary range for this role is USD 75,000 to USD 85,000 per year.