AML Investigator - Financial Intelligence Unit

Role overview

As an Investigator in the AML Financial Intelligence Unit (FIU), you will be part of the investigations function that reviews matters referred into the unit. Your work will involve risk-based assessment of cases to decide whether there is enough suspicion of money laundering, terrorist financing, or other criminal activity to support a report to the regulatory authority. The position is central to meeting legal and regulatory obligations while helping reduce risk to RBC in line with internal policy.

Key responsibilities

• Carry out end-to-end, risk-focused investigations based on inputs such as media screening results, transaction monitoring alerts, and unusual transaction reports received through internal partners.
• Keep clear, accurate, and up-to-date records of investigation steps and decisions, and handle all information in line with legal requirements and RBC policy.
• Collect and assess information from all relevant sources to determine whether the facts support suspicion of money laundering, terrorism financing, or other criminal conduct.
• Draft reports and supporting documentation for any recommended action arising from the investigation outcome.
• Follow RBC’s requirements related to conduct, professional development, equal opportunity, health and safety, data protection, and information security.
• Coordinate with the Global AML-FIU Investigation Team and other FIU stakeholders to make sure work is completed within required timelines and escalated according to policy.

Requirements

• Solid understanding of how money laundering works and familiarity with common red flags and indicators.
• Strong investigative ability, critical thinking, and analytical judgment, with the flexibility to apply these skills across different scenarios.
• Working knowledge of FINTRAC guidance and regulatory expectations.
• Excellent verbal and written communication skills, including the ability to turn complex findings into clear, concise messaging.
• A completed undergraduate degree in a relevant discipline such as accounting, business, political science, or criminology.
• Intermediate-level proficiency in Microsoft Excel and Microsoft Word.
• Preferred experience with RBC’s major business segments.
• ACAMS certification is an advantage.
• Prior AML experience in Canadian banking is preferred.

What’s offered

• Access to a comprehensive total rewards package, including bonuses, flexible benefits, competitive compensation, commissions, and stock where applicable.
• Leadership support focused on coaching and growth opportunities.
• A fast-paced, collaborative, progressive, and high-performing team environment.
• The opportunity to join a large global organization that prioritizes client interests and values fairness and accountability.

Additional job details

Work location: Bedford, Canada, at 90 WESTERN PKY:BEDFORD.

City: Bedford

Country: Canada

Working hours: 37.5 hours per week

Employment type: Full time

Job type: Regular

Pay type: Salaried

Platform: Human Resources & BMCC

Posted date: 2025-10-06

Application deadline: 2026-06-30

Application note: Applications are accepted until 11:59 PM on the day before the listed deadline.

About RBC

RBC emphasizes client-first thinking, integrity, collaboration, respect, and excellence. The organization values an inclusive workplace with diverse perspectives and aims to support employees so they can collaborate effectively, innovate, grow professionally, and contribute positively to clients and communities.