Senior Credit Analyst

About Coface

Coface helps businesses move trade forward every day. The company brings together 5,200 professionals from more than 80 nationalities across 58 countries, all focused on helping organisations make smarter decisions in uncertain and complex markets.

Backed by almost 80 years of international experience, Coface provides a broad suite of services including Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds and Factoring. Its work is powered by strong proprietary data, advanced technology, innovation and a deep knowledge of the global economy.

Becoming part of Coface means joining a connected international team where ideas are valued. The environment encourages learning, teamwork and inclusion, with meaningful responsibility and the opportunity to see the impact of your work.

The role may be based in Melbourne or Sydney, depending on where the selected candidate is located.

Role Purpose

As a Senior Credit Analyst, you will prepare and track debtor risk assessments, and conduct buyer visits and/or detailed interviews as required.

Key Responsibilities

• Gather company data through research, phone-based in-depth interviews and/or on-site visits to collect up-to-date financial, commercial and credit information for assessment requests from the DRA team.
• Carry out credit research and detailed analysis of financial ratios and overall business position, then prepare financial analysis and debtor risk assessments while keeping company information regularly reviewed and consistent.
• Contribute recommendations to the Regional Manager to help improve DRA processes and workflow quality.
• Keep the company shareholding structure updated in the system.
• Take on additional work as needed, which may include generating DRA reports using Coface’s proprietary model and monitoring sensitive files.
• Issue alerts about specific events to the Credit Lines team where needed.
• Work to maintain service quality in line with agreed service levels so Coface remains competitive in the market.
• Monitor assigned industry sectors, prepare sector reports and provide regular updates and reviews.
• Participate in special projects and submit monthly reports.

Requirements

• University degree in Business Studies, Finance, Accounting or another related field.
• Practical experience in credit risk management, with solid knowledge of financial statement analysis.
• At least 3 years of relevant experience, ideally within credit risk management.
• Prior exposure to information search and collection for information companies will be considered an advantage.
• Strong attention to detail and the ability to produce accurate, timely work.
• Mature, accountable, independent and self-driven, while also working well in a team.

Skills

• Strong credit and risk analysis
• Financial statement interpretation
• Research and information gathering
• Interviewing and stakeholder communication
• Report writing and documentation
• Microsoft 365 proficiency
• English communication
• Time management
• Analytical thinking
• Attention to detail

Additional Information

• A hybrid working arrangement applies after the first month.
• The office is centrally located and modern.
• Learning and development support is available each year, including training budget, language platform access, e-learning tools and a dedicated development programme.
• There are opportunities to grow your career locally and internationally within a major global organisation and one of the world leaders in its sector.