Credit Assessor

About the Company

Skip Loans is an Australian home loan lender focused on helping people move into home ownership sooner through low-deposit home loan products. The company’s aim is to create a faster, fairer route to buying a home so customers can start building equity sooner rather than spending years saving a large deposit. It is supported by major US venture investors, international credit partners, and notable Australian backers including Daniel Petre AO and Ed Robinson.

The business is growing quickly, with its loan book expanding significantly compared with the previous year, live distribution partnerships, strong credit outcomes, and new products coming through. The team values pace, customer focus, accountability, and high ownership, and is looking for people who enjoy solving meaningful problems and driving change in a fast-moving environment.

Role Overview

As a Credit Assessor, you will manage residential mortgage applications from start to finish and make sure lending outcomes are aligned to internal credit policy. The role is designed for someone with existing mortgage credit assessment experience who wants to work in an entrepreneurial setting alongside experienced credit professionals.

You will contribute immediately through your assessment expertise while also building broader capability as the team continues to scale. The position suits proactive professionals who want their contribution to be noticed and rewarded.

What You’ll Be Doing

• Handle mortgage applications end to end for new home loans.
• Make sure all lending decisions follow the company’s credit policy.
• Own files through the full journey from submission through to settlement.
• Apply sound credit-risk judgement to achieve consistent, accurate, and timely outcomes.
• Support improvements to internal processes within the credit assessment function.
• Partner with engineering teams to introduce automation and technology enhancements that improve efficiency.
• Work closely with the customer operations team to help deliver a strong customer experience.

What We’re Looking For

• Recent residential mortgage loan assessment experience of 1 to 2 years, including individual approval delegations.
• Strong analytical and problem-solving ability, with a practical and solutions-focused approach.
• Comfort managing several lending policies and operational processes at the same time.
• A curious, technology-first mindset with confidence using new platforms and systems quickly.

Why This Role Stands Out

• Competitive compensation, plus an Employee Share Option Plan so you can participate in the company’s growth.
• Room to make an impact, contribute ideas, and help shape how the business evolves.
• Real opportunities for career progression as the company expands.
• A collaborative team environment with supportive colleagues who value initiative and shared success.
• Regular team activities and social events that help people stay connected.

Additional Information

This is a full-time, onsite role based in Sydney, New South Wales, Australia.

The position requires experience in residential mortgage loan assessment and is best suited to candidates who can work in a fast-paced start-up environment. The company’s credit team mission is to deliver high-quality, policy-aligned mortgage credit decisions efficiently and accurately while helping shape an AI-enabled, customer-centred credit process.