Credit Assessor - NZ

About the Company

Pepper Money is focused on helping people make progress in life, whether that means purchasing a home, getting a vehicle, advancing a career, or expanding a business. The organisation has grown into one of the leading and most respected non-bank lenders in Australia and New Zealand, with 26 years in the market and a track record of supporting more than half a million customers through a wide range of lending solutions.

Role Overview

As a Credit Assessor in New Zealand, you will be responsible for assessing lending applications against credit policy requirements while maintaining a strong standard of accuracy, compliance, and customer care. The role calls for balanced credit judgement, careful handling of each case, and effective coordination with internal and external stakeholders.

Key Duties

• Evaluate loan applications in line with Pepper’s credit policy and process requirements, using sound judgement and close attention to detail.
• Gather, check, and organise all supporting documents so application files remain complete, accurate, and easy to retrieve.
• Provide responsive and professional service to internal teams and external parties, ensuring clear communication throughout the assessment process.

About You

You should be a confident and commercially aware credit professional who is comfortable making well-balanced decisions that serve both the business and the customer.

Values and Culture

Pepper Money operates with a strong team-oriented culture shaped by three core values:

• Can Do: Creative thinking and teamwork are used to achieve ambitious outcomes.
• Balanced: Solutions are designed to support customer success while remaining commercially sound.
• Real: Honesty, respect, and authentic relationships are central to how people work together.

Benefits

• Access to a broad range of learning and development opportunities, including support from experienced colleagues.
• Recognition through the Spice Reward and Recognition Program, along with diversity-focused DE&I initiatives.
• Flexible working arrangements, including a hybrid model, flexible parental leave, and volunteer leave.
• Staff lending rates for home loans and car loans.
• Employee referral bonus of $2,000 for successful recommendations.

Additional Information

Pepper Money values an inclusive and diverse workplace, and diversity is reflected in its people practices, communication style, relationships, and company values. Candidates who have experience handling the day-to-day responsibilities of the role are encouraged to express interest.

Who This Role Suits

This opportunity is intended for professionals with credit assessment or underwriting experience, particularly those who can work carefully within lending regulations, communicate clearly, and make responsible decisions.